{"id":3301,"date":"2019-10-15T23:58:51","date_gmt":"2019-10-15T23:58:51","guid":{"rendered":"https:\/\/www.esperaiellolawgroup.com\/?p=3301"},"modified":"2025-11-03T15:56:59","modified_gmt":"2025-11-03T21:56:59","slug":"workers-compensation-vs-long-term-disability-whats-the-difference","status":"publish","type":"post","link":"https:\/\/www.aiellolawgroup.com\/news\/workers-compensation-vs-long-term-disability-whats-the-difference","title":{"rendered":"Workers\u2019 Compensation vs Long-Term Disability: What\u2019s the Difference?"},"content":{"rendered":"<p><a href=\"https:\/\/www.aiellolawgroup.com\/wp-content\/uploads\/2019\/11\/workers-compensation-vs-long-term-disability-whats-the-difference.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-3315 size-full\" title=\"Workers\u2019 Compensation vs Long-Term Disability: What\u2019s the Difference?\" src=\"https:\/\/www.aiellolawgroup.com\/wp-content\/uploads\/2019\/11\/workers-compensation-vs-long-term-disability-whats-the-difference.jpg\" alt=\"Workers\u2019 Compensation vs Long-Term Disability: What\u2019s the Difference?\" width=\"1013\" height=\"676\" srcset=\"https:\/\/www.aiellolawgroup.com\/wp-content\/uploads\/2019\/11\/workers-compensation-vs-long-term-disability-whats-the-difference.jpg 1013w, https:\/\/www.aiellolawgroup.com\/wp-content\/uploads\/2019\/11\/workers-compensation-vs-long-term-disability-whats-the-difference-300x200.jpg 300w, https:\/\/www.aiellolawgroup.com\/wp-content\/uploads\/2019\/11\/workers-compensation-vs-long-term-disability-whats-the-difference-768x513.jpg 768w\" sizes=\"auto, (max-width: 1013px) 100vw, 1013px\" \/><\/a><br \/>\nIf you\u2019re disabled as a result of an accident you sustained on the job, your biggest concerns are likely where your money is going to come from from now on, and how much you\u2019ll be able to get. This, of course, is when employers like to swoop in and start listing off reasons as to why you only qualify for <a href=\"https:\/\/www.aiellolawgroup.com\/practice-areas\/long-term-disability\">long-term disability<\/a> so they can save more than if you filed for <a href=\"https:\/\/www.aiellolawgroup.com\/practice-areas\/workers-compensation\">workers compensation<\/a>, but the truth is you may actually be entitled to get both!<\/p>\n<p><strong>What\u2019s The Difference?<\/strong><\/p>\n<p>The <a href=\"https:\/\/www.aiellolawgroup.com\/workers-compensation-vs-long-term-disability-whats-the-difference.html\">biggest difference between workers\u2019 compensation and long-term disability<\/a> is the source of the actual funds. Employers hate paying out <a href=\"https:\/\/www.aiellolawgroup.com\/practice-areas\/workers-compensation\">workers compensation<\/a> because it\u2019s a type of insurance they are required to pay 100% for. Plus, it\u2019s a no-fault system. With it, you can get medical care, home modifications, lost wages, vocational rehab, and more, all covered under <a href=\"https:\/\/www.aiellolawgroup.com\/practice-areas\/workers-compensation\">workers compensation<\/a>, and most disputes are settled for upfront cash. <a href=\"https:\/\/www.aiellolawgroup.com\/practice-areas\/long-term-disability\">Long-term disability<\/a>, on the other hand, pays out lost wages through group policies and premiums paid for by employees through their paychecks. Starting to make sense now? <a href=\"https:\/\/www.aiellolawgroup.com\/practice-areas\/workers-compensation\">Workers\u2019 compensation<\/a> is simply better, but it\u2019s more costly for your employer. It\u2019s tax-free and can last as long as you need it, while <a href=\"https:\/\/www.aiellolawgroup.com\/practice-areas\/long-term-disability\">long-term disability<\/a> offers less for a shorter period of time. So please, don\u2019t ever let an employer try to persuade you that <a href=\"https:\/\/www.aiellolawgroup.com\/practice-areas\/long-term-disability\">long-term disability<\/a> is all you can get.<\/p>\n<p><strong>Get Both<\/strong><\/p>\n<p>Experienced <a href=\"https:\/\/www.aiellolawgroup.com\/attorneys\">attorneys<\/a>, like ours at <a href=\"https:\/\/www.aiellolawgroup.com\">Aiello Law Group<\/a>, have seasoned skill for helping injured <a href=\"https:\/\/www.aiellolawgroup.com\/practice-areas\/workers-compensation\">workers<\/a> receive both <a href=\"https:\/\/www.aiellolawgroup.com\/practice-areas\/workers-compensation\">workers compensation<\/a> and <a href=\"https:\/\/www.aiellolawgroup.com\/practice-areas\/long-term-disability\">long-term disability<\/a> with minimal payback. For instance, we may be able to help you allocate a lump sum settlement in such a way as to allow you to not have to pay back hardly any of your <a href=\"https:\/\/www.aiellolawgroup.com\/practice-areas\/long-term-disability\">long-term disability<\/a> benefits. Every case is different, which is why if you want to find out if getting both is even an option for you, or merely ensure you\u2019re being offered everything you deserve, the best thing you can do is take advantage of professional help. Our seasoned <a href=\"https:\/\/www.aiellolawgroup.com\/practice-areas\/workers-compensation\">workers compensation attorneys<\/a> at <a href=\"https:\/\/www.aiellolawgroup.com\">Aiello Law Group<\/a> are always ready to help you fight for the absolute most you\u2019re entitled to, whether your employer is fighting back or not. Your mind may be filled with worries over how you\u2019re going to care for yourself and your family now, but with our help, we know we can make sure you obtain all the assistance and peace of mind you need! Call us, today, at <a href=\"tel:13139644900\">313.964.4900 <\/a>or fill out the form in the sidebar or on our <a href=\"https:\/\/www.aiellolawgroup.com\/contact\">contact page<\/a>, and learn more about how we can help you.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you\u2019re disabled as a result of an accident you sustained on the job, your biggest concerns are likely where your money is going to come from from now on, and how much you\u2019ll be able to get. This, of course, is when employers like to swoop in and start listing off reasons as to [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":3315,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[6],"tags":[26,10],"class_list":["post-3301","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news","tag-long-term-disability","tag-workers-compensation"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.7 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Workers\u2019 Compensation vs Long-Term Disability: What\u2019s the Difference? - Social Security Disability Attorneys | Workers Compensation Attorneys | Elder Law Attorneys | Aiello Law Group<\/title>\n<meta name=\"description\" content=\"Workers\u2019 Compensation vs Long-Term Disability: What\u2019s the Difference? Call Aiello Law Group at 313.964.4900 or fill out the form below, today! With nearly 150 collective years of legal service, each and every member of the Aiello Law Group family has the necessary knowledge, passion, and experience needed to take on any case within our practice areas for any client.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.aiellolawgroup.com\/news\/workers-compensation-vs-long-term-disability-whats-the-difference\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Workers\u2019 Compensation vs Long-Term Disability: What\u2019s the Difference? - Social Security Disability Attorneys | Workers Compensation Attorneys | Elder Law Attorneys | Aiello Law Group\" \/>\n<meta property=\"og:description\" content=\"Workers\u2019 Compensation vs Long-Term Disability: What\u2019s the Difference? Call Aiello Law Group at 313.964.4900 or fill out the form below, today! With nearly 150 collective years of legal service, each and every member of the Aiello Law Group family has the necessary knowledge, passion, and experience needed to take on any case within our practice areas for any client.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.aiellolawgroup.com\/news\/workers-compensation-vs-long-term-disability-whats-the-difference\" \/>\n<meta property=\"og:site_name\" content=\"Social Security Disability Attorneys | Workers Compensation Attorneys | Elder Law Attorneys | Aiello Law Group\" \/>\n<meta property=\"article:published_time\" content=\"2019-10-15T23:58:51+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-11-03T21:56:59+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.aiellolawgroup.com\/wp-content\/uploads\/2019\/11\/workers-compensation-vs-long-term-disability-whats-the-difference.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1013\" \/>\n\t<meta property=\"og:image:height\" content=\"676\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Aiello Law Group\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Aiello Law Group\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.aiellolawgroup.com\/news\/workers-compensation-vs-long-term-disability-whats-the-difference#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.aiellolawgroup.com\/news\/workers-compensation-vs-long-term-disability-whats-the-difference\"},\"author\":{\"name\":\"Aiello Law Group\",\"@id\":\"https:\/\/www.aiellolawgroup.com\/#\/schema\/person\/73bfb9990851632a2754fe311f3ac314\"},\"headline\":\"Workers\u2019 Compensation vs Long-Term Disability: What\u2019s the Difference?\",\"datePublished\":\"2019-10-15T23:58:51+00:00\",\"dateModified\":\"2025-11-03T21:56:59+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.aiellolawgroup.com\/news\/workers-compensation-vs-long-term-disability-whats-the-difference\"},\"wordCount\":458,\"image\":{\"@id\":\"https:\/\/www.aiellolawgroup.com\/news\/workers-compensation-vs-long-term-disability-whats-the-difference#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.aiellolawgroup.com\/wp-content\/uploads\/2019\/11\/workers-compensation-vs-long-term-disability-whats-the-difference.jpg\",\"keywords\":[\"long-term disability\",\"workers compensation\"],\"articleSection\":[\"General News\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.aiellolawgroup.com\/news\/workers-compensation-vs-long-term-disability-whats-the-difference\",\"url\":\"https:\/\/www.aiellolawgroup.com\/news\/workers-compensation-vs-long-term-disability-whats-the-difference\",\"name\":\"Workers\u2019 Compensation vs Long-Term Disability: What\u2019s the Difference? - Social Security Disability Attorneys | Workers Compensation Attorneys | Elder Law Attorneys | Aiello Law Group\",\"isPartOf\":{\"@id\":\"https:\/\/www.aiellolawgroup.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.aiellolawgroup.com\/news\/workers-compensation-vs-long-term-disability-whats-the-difference#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.aiellolawgroup.com\/news\/workers-compensation-vs-long-term-disability-whats-the-difference#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.aiellolawgroup.com\/wp-content\/uploads\/2019\/11\/workers-compensation-vs-long-term-disability-whats-the-difference.jpg\",\"datePublished\":\"2019-10-15T23:58:51+00:00\",\"dateModified\":\"2025-11-03T21:56:59+00:00\",\"author\":{\"@id\":\"https:\/\/www.aiellolawgroup.com\/#\/schema\/person\/73bfb9990851632a2754fe311f3ac314\"},\"description\":\"Workers\u2019 Compensation vs Long-Term Disability: What\u2019s the Difference? 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Call Aiello Law Group at 313.964.4900 or fill out the form below, today! With nearly 150 collective years of legal service, each and every member of the Aiello Law Group family has the necessary knowledge, passion, and experience needed to take on any case within our practice areas for any client.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.aiellolawgroup.com\/news\/workers-compensation-vs-long-term-disability-whats-the-difference","og_locale":"en_US","og_type":"article","og_title":"Workers\u2019 Compensation vs Long-Term Disability: What\u2019s the Difference? - Social Security Disability Attorneys | Workers Compensation Attorneys | Elder Law Attorneys | Aiello Law Group","og_description":"Workers\u2019 Compensation vs Long-Term Disability: What\u2019s the Difference? Call Aiello Law Group at 313.964.4900 or fill out the form below, today! 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